Understand
Plan
Execute
Evolve
At Xpress finance we specialise in structuring finance solutions for commercial property purchases of every scale and complexity. From greenfield development sites to large-scale commercial buildings, our team delivers the strategic funding support you need to get the deal done — and drive long-term success.
Whether you’re acquiring a property for investment, owner-occupation, or development, we know how to navigate the complex landscape of commercial lending. We work with a wide range of lenders — from major banks to niche commercial funders — to secure tailored finance that matches your project size, structure, and risk profile.
Our expertise includes greenfield site acquisitions, multi-stage developments, commercial and industrial properties, and large-scale commercial real estate investments. We understand the unique requirements that come with each type of project — including pre-sale requirements, valuation hurdles, construction milestones, and exit strategies — and we tailor our finance solutions accordingly.
From the initial planning phase through to settlement and beyond, we manage the finance process end-to-end, ensuring your project stays on track.
Development Loans
Development loans are a special type of loan offered by private lenders and banks. Unlike regular mortgage loans, they have shorter repayment terms. Often, the interest is added to the loan balance instead of being paid regularly like with home or investment property loans.
So, what are these loans for? They are used for specific projects where you buy land and then pay for construction. You present your project to the lender, including all costs like buying the land, building, and legal fees. The lender will look at the total value and decide if it’s a good project to fund. They want to make sure you’ll get at least a minimum acceptable return after completing the project.
These loans are assessed very differently from mortgage loans.
